health insurance claims

Necessary To Determine Claims Ratio, Underwriting Profits

Lawyers and consumer rights experts argue that procedural delays should not automatically extinguish a genuine claim, especially when the insurer does not otherwise dispute its validity or admissibility.

“The idea behind two-hour hospitalisation coverage is that all medically necessary procedures admissible under the policy will be covered, irrespective of the duration of the hospital stay,” says Mayank Bathwal, CEO, Aditya Birla Health Insurance

Forum Rules Visits Are Not Optional Extras

In a bid to enhance policyholder rights, insurance companies are required to resolve claims within 30 days, while investigations for health claims should conclude in 30-45 days, and for life policies, within 90 days. Failure to meet these deadlines results in interest penalties.

Applies To Natural, Accidental Deaths During Pilgrimage

…but the taxman does. Here’s how the income tax department is using data-driven nudges — not raids — to get taxpayers to come clean

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A recent survey reveals that many US workers are staying in their jobs not out of satisfaction, but due to financial insecurity, with half willing to quit if they had a year's worth of savings. This financial pressure leads to widespread disengagement, as employees prioritize survival over career fulfillment, feeling trapped and unable to risk leaving for better opportunities.

At a practical level, what employees experience will depend on where they work and how the rules are implemented. For example, an employee in a bank or insurance company, where the central government is the appropriate authority, may begin experiencing more standardised compliance with working hours.