banking regulation act

A surprising revelation surfaces as 2024 records show a mere 18 instances of cheque bounce nationwide, predominantly from Jharkhand and Uttar Pradesh. This significant drop brings into question the practicality of the Negotiable Instruments Act, 1881, a key element in the realm of commercial law.

As UK temperatures reached record highs, workers found themselves battling the heat, stirring debate about the adequacy of workplace conditions. Although there's no set maximum temperature law, companies are obligated to maintain reasonable environments and evaluate heat-related hazards. Outdoor employees need extra safeguards, including access to shade or appropriate attire.

Buying a home involves crucial paperwork. Key documents like the Occupancy Certificate (OC), Completion Certificate (CC), RERA registration, and Sale Deed are vital. Understanding these ensures legal compliance, protects your investment, and prevents future disputes. Verify these carefully before finalizing your property purchase for peace of mind.

Non-Resident Indians can invest in Indian real estate, including residential and commercial properties, and land for construction, under FEMA rules. While agricultural land is restricted, NRIs can purchase apartments, offices, and plots. Key documents and tax compliance are essential, with specific deductions available for interest and principal payments. Payments must follow prescribed banking channels.

Every week TOI+ subscribers send in legal questions and our panel of leading experts offers well-considered, practical, and actionable opinions on every query. From property disputes to inheritance matters, divorce queries to income tax issues, My Lawyer connects you directly with experts you can trust

Homebuyers facing delayed possession or unfair practices by builders now have legal recourse under RERA. The Act empowers buyers to seek compensation for delays or opt for a full refund with interest. It's crucial to file complaints early with supporting documents to protect your rights and investment.

Opposition is mounting against SpaceX's proposed IPO due to concerns over Elon Musk's significant control and the company's governance structure. Major pension funds and U.S. public investment officials have raised red flags, warning of weakened transparency and limited shareholder protections. The American Federation of Teachers has also urged the SEC to scrutinize SpaceX's framework before its public trading.

The BJP has accused Rahul Gandhi of a significant financial discrepancy, alleging his foreign travels over two decades cost approximately Rs 60 crore, far exceeding his declared income. The party questions potential Foreign Contribution Regulation Act and tax law violations, demanding transparency regarding the source of funds for his numerous international trips.

Odisha's RERA, established in 2017, has brought transparency and stronger buyer rights to the real estate sector, registering over 1,400 projects and strengthening dispute resolution. However, enforcement gaps, institutional fragility due to vacancies, and challenges in controlling unregulated plotting schemes persist, limiting its full impact.

Canada's Bill C-22, also called the Lawful Access Act, 2026, is a proposed law that would give law enforcement and spy agency CSIS sweeping powers to access private digital data. Apple and Meta say it could force companies to break encryption and build government backdoors—making Canadians less safe. The bill is currently being debated in the House of Commons, and its vague language around "systemic vulnerabilities" is what's got the tech industry worried.

Astrology readings for Aries to Pisces offer daily guidance. Aries can expect career success with a warm approach, while Taurus should focus on home adjustments. Geminis might feel introspective, and Cancerians face emotional shifts. Leo's relationships bloom, but Virgo needs to manage workload. Libra's fair decisions are key, and Scorpio's mindset shift unlocks progress.

Lawyers and consumer rights experts argue that procedural delays should not automatically extinguish a genuine claim, especially when the insurer does not otherwise dispute its validity or admissibility.

The United States has stepped up efforts to restrict Iranian oil exports, a major source of revenue for Tehran. Late last month, the Treasury Department’s Office of Foreign Assets Control imposed sanctions on Hengli, targeting one of the most prominent and well-connected companies in China’s large crude-processing sector.

A popular YouTuber's lavish lifestyle, including a Dubai cruise wedding, has drawn the Enforcement Directorate's attention. Investigators allege his empire was built on illegal betting promotions and money laundering. The case highlights the blurred lines between fantasy sports and betting, and the regulatory gaps exploited by online platforms.

India’s esports ecosystem is scaling rapidly, backed by global exposure and new regulation, but still lacks a defining breakthrough. Animesh Agarwal outlines the gaps - structure, perception, and global success - even as S8UL expands internationally. For India, the shift from potential to proof hinges on a global win that can transform esports into a mainstream sporting narrative.

The central government has announced 100% Foreign Direct Investment (FDI) in insurance companies via the automatic route, enabling full foreign ownership. This move, aligning with the Sabka Bima Sabki Raksha Act, 2025, aims to boost foreign participation, with IRDAI approval required. LIC remains an exception with a 20% FDI limit.