EXPERT SPEAK Stories
Expert advice: Are you focused on the wrong investment goal?
A critical aspect of investment is often overshadowed by the allure of quick gains, and that is the importance of risk management
- Dhirendra Kumar
- TIMESOFINDIA.COM
Expert advice on how to get above-average salary hike in your next appraisal
Experts across the spectrum put together guidelines to help you navigate the performance appraisal season and stay ahead of the game
- Saumya Bhattacharya
- THE ECONOMIC TIMES
8-point checklist on how to leave behind your wealth
Parents need to plan strategically and seek expert help to pass on their wealth realistically
- Uma Shashikant
- TIMESOFINDIA.COM
How to resist the the allure of rising stock markets
All-time highs in equities will attract a fresh crop of traders to the most dangerous parts of the markets
- Dhirendra Kumar
- TIMESOFINDIA.COM
How to use bad stocks to make good money in the market
The basic algorithm that works well both for stocks and life choices is that eliminating the bad makes it easier to pick the good
- Dhirendra Kumar
- TIMESOFINDIA.COM
A new kind of mutual fund seller and a new set of rules
Sebi has mooted Execution-Only Platforms, which will serve investors’ transaction needs at low or negligible cost
- Dhirendra Kumar
- TIMESOFINDIA.COM
Why it's important to simplify your investments as you age
Use the time you get once you retire to sort through neglected investments
- Uma Shashikant
- TIMESOFINDIA.COM
Why taxes can hurt your investments more than you realise
Over the last few years, tax-oriented planning of investments and redemptions has become much more important. Unfortunately, many investors haven’t realised this and are paying unnecessary taxes
- Dhirendra Kumar
- TIMESOFINDIA.COM
Why fixed income mutual funds are better than FDs
Generations of Indian savers turn automatically to fixed income investments but few try to get the best out of them. While the difference between the best and the worst choices is perhaps 1.5-2%, over time this makes a big difference
- Dhirendra Kumar
- THE ECONOMIC TIMES
Why are India’s elderly spending less when they have more?
Be it a natural reduction in the desire to spend as one ages or having children take care of one’s big-ticket expenses post retirement, senior citizens no longer fear outliving their wealth. In the bargain, they have more, but spend less
- Uma Shashikant
- THE ECONOMIC TIMES
How insurance companies are ripping us and govt is letting them
One more Budget has come and gone without any progress on reining in India’s predatory insurance industry
- Dhirendra Kumar
- TIMESOFINDIA.COM
Why Mumbai is wheezing and coughing more this winter
Mumbai's air quality index has remained 'very poor' the last two months. Here’s a look at why doctors are seeing a five-fold rise in patients complaining of chronic cough, upper respiratory congestion and difficulty in breathing
- Lata Mishra
- TIMESOFINDIA.COM
10 small personal finance resolutions for 2023
From closing down less-used bank accounts and giving up frivolous gifting to making a resolution to invest all available surplus every month, here are 10 resolutions to adopt this year, that will make your wallet and those around you happier
- Uma Shashikant
- THE ECONOMIC TIMES
Six tax tweaks Budget 2023 must make for you
More tax deductions and lower tax rates are among key points on the wishlist of investors, consumers and taxpayers
10 steps for young earners to save and grow their money
Stepping into the adult world and becoming financially independent is empowering. Here are some tips for young adults on how to manage that money, while making informed decisions on career, investments and more
- Uma Shashikant
- THE ECONOMIC TIMES
Why many investors earn less than the investments they make
Investors can be their own worst enemies. Despite the obsession with choosing the best mutual fund to invest in, they buy and sell funds at exactly the wrong time. And this common mistake often results in returns that are not much better than those from a bank fixed deposit
- Dhirendra Kumar
- TIMESOFINDIA.COM
How to turn inherited house, gold or land into asset
A house, gold or a piece of land don’t become a precious asset just by virtue of being there. It’s alarming how many lives are reduced to suffering because heirs are unwilling to monetise inherited housing properties, only because it’s been in the family for generations
- Uma Shashikant
- TIMESOFINDIA.COM
How to ensure your family gets the money you've made
Be aware of the operational and procedural aspects of investing to make life easier for you and your heirs
Don't sabotage your investments by stopping SIPs now
Many investors stop their SIPs when stock markets fall. This is a bad idea. As a buyer of anything, you should want low prices. So should you as a buyer of equity or equity mutual funds
- Dhirendra Kumar
- TIMESOFINDIA.COM
No formals, no swiping in. GenZ is looking for a casual workplace
Younger workers are looking at things like office dress code, leave policy, workplace relationship policy and the like before opting for a job. Here’s what organisations are doing to keep them happy
- Namrata Singh
- TIMESOFINDIA.COM