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This place has been ranked as the world’s best country for retirement

TOI Lifestyle Desk
| ETimes.in | Last updated on - Dec 29, 2025, 09:24 IST
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1/11

This place has been ranked as the world’s best country for retirement

Retirement has evolved into a chapter of reinvention, one that allows individuals to seek fulfilling lifestyles, affordable living, and meaningful cultural experiences beyond their home countries. Every year, International Living’s Global Retirement Index evaluates destinations across the world on factors such as cost of living, healthcare quality, climate, visas, housing affordability, and the ease of settling in as an expat. Here’s a list of the countries perfect for post retirement days. Are you looking for one?

2/11

Greece

Greece remains a favourite among retirees seeking a slower pace of life shaped by island tranquility, centuries-old history, and a mild climate that makes outdoor living possible throughout the year. While iconic islands such as Crete, Corfu, and Paros continue to lure newcomers with their scenic beauty, many retirees are increasingly choosing peaceful inland towns where everyday expenses are lower and community ties feel stronger. Adding to its appeal, Greece is generally more affordable than much of Western Europe, making retirement budgets stretch further. English is commonly spoken in tourist hubs and expat-friendly areas, simplifying daily interactions and settling in. With its combination of reasonable living costs, laid-back lifestyle, deep cultural roots, and reliable access to healthcare, Greece consistently ranks as one of the top retirement destinations.

3/11

Panama

Panama continues to rank among the world’s most retiree-friendly destinations, largely thanks to its Pensionado Program, widely regarded as one of the most generous retirement incentive schemes globally. Retirees benefit from substantial discounts on healthcare, public transport, entertainment, and even accommodation. Panama City stands out for its cosmopolitan appeal, with modern skyscrapers, international-standard hospitals, and well-developed infrastructure. In contrast, places such as Boquete and Coronado attract retirees seeking cooler mountain weather or relaxed beachside living, along with well-established expat communities.

4/11

Costa Rica

Costa Rica is consistently praised for its commitment to environmental preservation, safety, and outstanding healthcare system. For retirees, Costa Rica’s pretty beach towns, serene mountain villages, and the nature-rich Central Valley are the most attractive. The country’s “Pura Vida” ethos promotes stress-free living and a close connection to nature. Costa Rica is also known for strong wildlife conservation programs.

5/11

Portugal

Portugal is well known for being one of Europe’s safest countries and one of its most affordable. The Algarve region remains a favourite, featuring beaches, golf courses, and coastal towns full of European expats. Cities like Porto and Lisbon balance heritage, nightlife, modern amenities, and excellent healthcare. Portugal’s mild climate, friendly locals, and extensive coastline are some of the reasons why this country is on many retirees’ wishlist

6/11

Italy

Italy is charming, and no one can deny that. Here’s why: Italy’s irresistible charm lies in its diverse landscapes, and that’s something one can’t prove wrong. Imagine the rolling hills of Tuscany, stunning beaches of Sicily, and the pretty lakes of Lombardy. The country appeals to retirees who value history, art, architecture, and who can stay away from Italian cuisine? While major cities like Rome, Milan, and Florence can be costly, smaller towns and southern regions offer budget-friendly alternatives.

7/11

France

France is known for its sophisticated lifestyle with exceptional healthcare, diverse geography, and a strong social infrastructure. For retirees, regions like Provence, Normandy, and the Loire Valley are perfect picks, mainly because of their calm, scenic settings and vibrant local cultures. Also, the French healthcare system is considered one of the best in the world, and housing can be surprisingly affordable in rural areas. For retirees, moving about town might get challenging in a new and unfamiliar place, but it’s good to note that France is known for its excellent public transport system, easy European connectivity, and access to rich arts, festivals, and culinary traditions.

8/11

Spain

They say Spain offers more than 300 days of sunshine. Is this true? You’ll have to go and see for yourself, especially in regions like Andalusia and Costa Blanca. This sounds like a haven for retirees seeking warmth and outdoor living. We like Spain for its lively markets, social plazas, Mediterranean cuisine, and very reasonable cost of living. Cities such as Valencia, Malaga, and Alicante are especially popular among expats.

9/11

Mexico

Delicious food, stunning beaches and year-round fun destinations, these are the things that come to mind when we think of Mexico. The country’s proximity to the U.S., affordable lifestyle, and welcoming communities make it one of the top retirement destinations in the world. There are popular places like Mérida, Lake Chapala, Oaxaca, and the Riviera Nayarit that cater to different lifestyles like beachside, colonial charm, culture-heavy, or quiet countryside. Mexico is also known for its inexpensive healthcare.

10/11

Thailand

Thailand continues to be a favourite for retirees seeking tropical living on a budget. It offers modern healthcare services at highly competitive prices, especially in cities like Bangkok and Chiang Mai. The country is also known for its wellness culture. Spa therapies, meditation, yoga, and fresh food are there to support a healthy retirement lifestyle. For those looking for a cooler climate, Chiang Mai is a great option. The city’s artistic neighbourhoods, and strong expat presence make it ideal for long-term stays.

11/11

Malaysia

Malaysia remains one of Asia’s most compelling retirement destinations thanks to its Malaysia My Second Home (MM2H) program. Cities like Penang and Kuala Lumpur offer a seamless blend of urban convenience, multicultural diversity, and excellent infrastructure. For those wondering, healthcare in Malaysia is advanced and affordable, and English is widely spoken, so if you are worried about adjusting post retirement, there’s nothing to worry about. For retirees, there’s good access to international cuisine, tropical nature, clean cities, and modern public amenities, and all that at a relatively low cost of living.

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